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Miami's Reliable Hard Money Lender for Real Estate Investors

Flexible Financing for Fix and Flip Projects, DSCR Loans, and New Construction

Fix and Flip Loans in Miami

Fast approvals and funding tailored for Miami's real estate investors

Up to 90% Purchase

Get financing for up to 90% of the property purchase price

100% Rehab Costs

We cover all renovation and improvement costs

7-Day Funding

Quick approval and funding process in 7 days or less

Competitive Rates

Industry-leading rates for fix and flip projects

Additional Benefits

  • Deferred payments during rehab phase
  • Fees can be wrapped into the loan
  • No minimum FICO score required

Target Areas

We specialize in providing fix and flip loans in prime Miami locations:

  • Brickell
  • Wynwood
  • Coral Gables
  • South Beach

DSCR Loans for Miami Rental Investors

Streamlined financing based on rental income, not personal income

No Tax Returns

Qualification based on property's rental income

Up to $3M

Substantial loan amounts for larger investments

80% Cash-Out

Up to 80% cash-out refinance available

85% Rate & Term

Up to 85% rate-and-term refinance

Key Features

  • No personal income verification required
  • Competitive interest rates for investors
  • Fast closing process

Ideal For

Perfect for investors looking to:

  • Expand rental portfolio
  • Refinance existing properties
  • Access equity for new investments

New Construction Loans for Miami Developers

Building the future of South Florida's real estate market

85% LTC

Up to 85% Loan-to-Cost financing available

100% Construction

Full coverage of construction costs

Flexible Draws

Customizable draw schedules to match your timeline

Program Highlights

  • Ground-up construction financing
  • Interest-only payments during construction
  • Fast approval process

Project Types

Residential

Single-family homes, townhouses, and multi-family units

Mixed-Use

Combined residential and commercial developments

Commercial

Retail, office, and industrial properties

Loan Calculators

Estimate your loan terms and analyze potential investments

Fix and Flip Loan Calculator

Calculate potential returns on your fix and flip investment, including holding costs and exit fees.

Property Details

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Monthly Expenses

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Exit Costs

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Loan Amount

$297,500

Monthly Interest

$2,477

Total Holding Costs

$19,960

Total Exit Costs

$40,500

Estimated Profit

$39,540

Return on Investment

11.30%

Let's Fund Your Next Miami Real Estate Deal

Get in touch with our team to discuss your investment plans

Contact Information

Business Hours

Monday - Friday9:00 AM - 6:00 PM EST
Saturday10:00 AM - 2:00 PM EST
SundayClosed

For immediate assistance with your loan application or to discuss your investment plans, please don't hesitate to call us directly or fill out the contact form. Our team of experienced loan officers is ready to help you achieve your real estate investment goals in Miami.